Our Team

Abhijit has over 27 years of diverse experience in development finance, commercial banking and microfinance. At Unitus Capital, Abhijit played a key role in developing and building the firm’s business, particularly in the financial inclusion sector

Previously, Abhijit was an AGM with Small Industries Development Bank of India (SIDBI), where he led SIDBI’s transformational role in the Indian Microfinance space. Abhijit started his career with the State Bank of India (SBI), where he worked in a variety of business areas in six different locations within India. Abhijit has co-authored articles on microfinance and impact investing in international journals and is regularly quoted in leading national dailies in India. Abhijit has a Bachelor’s degree in Economics from Kolkata University and is a Certified Associate of IIBF, Mumbai. He has also attended the School of Applied Microfinance Program in Kenya and the Program on Strategic Leadership for Microfinance at the Harvard Business School.

Abhijit has a passion for sports and loves to play whenever the gets time.His favourite sports are Cricket, football, badminton and table tennis.

Adityapal joins UCIC from Legacy Investment Managers. He has experience in portfolio construction.

He is B.Com. graduate from University of Mumbai’s Mithibai College where he founded Mithibai Economic Forum, The Economic Transcript (also Editor-in-Chief) and The Mithibai Debate Society. He is a CFA Level 2 candidate.

Aditya is a shoe connoisseur who loves reading books and watching old classic movies.

Ajinkya has over 3 years of experience in Financial Reporting & Analysis, Business Valuation, Statutory Audit and Taxation. Prior to joining UCIC, he worked for SL Gadhiya & Co, an audit firm. He has completed CA-Inter and is currently a CA Finalist.

Ajinkya likes to watch Anime, read books related to Social Engineering and likes to keep tabs on domestic and global equity markets.

Anubhuti has over 3 years of experience. Prior to joining UCIC, she was working in debt capital markets with the investment banking team at J.P. Morgan. She is a B.Com (hons) graduate from Shri Ram College of Commerce (SRCC), Delhi University.

Anubhuti is a street-food lover, an avid fiction and non-fiction reader and likes dancing and writing poems.

Chandan has completed his Master of Business Administration in Finance specialization from CMS Business School, Jain University, Bangalore. He has also completed his Bachelors of Business Administration in HR specialization from Bangalore University.

Chandan is an avid trekker and likes to read Non-fiction books on Finance, Economics, International Relations, and Public Policy.

Gowthaman has 5.5 years of experience in Credit domain having handled portfolios related to housing, SME and supply chain. He has also handled the risk profile for automated loans in SME’s. He was previously associated with Capital float and L&T housing finance. Gowthaman is a chartered accountant and holds a bachelor’s degree in commerce from Shriram College of commerce. He holds Financial Risk Manager (FRM) certification as well.

Gowthaman is an avid film buff and tries his hand in writing in his amateur blog. He enjoys reading books and travelling to places by bike. An armchair expert in cricket as well.

Harshita Mundhra is a Cost & Management Accountant and has completed her graduation from University of Calcutta.

Prior to joining UCIC, she used to work as an auditor at Brahmani River Pellet Limited.

She is a Bachelor of Commerce (Honours) graduate with specialization in Accountancy from Shri Shikshayatan College, Kolkata.

Harshita enjoys spending time with nature & listening to music.

Jyotishman has a year of experience in the field of Audit. Prior to joining UCIC, he used to work for Lodha & Bhatt Chartered Accountants, Bangalore. He looked after stock, internal and statutory audits.

He is M. Com graduate from St. Joseph’s College of Commerce.

He is a gamer and Fitness enthusiast.

Kajal is an Associate Member of the Institute of Company Secretaries of India and a Law Graduate. She holds a Bachelor’s of Commerce (Taxation) degree from Barkatullah University, Bhopal.

Kajal likes to listen to music, watch movies, and is enthusiastic about singing and dancing.

Lakshya has over 2 years of work experience in Debt Capital Market. He was previously associated with CredAvenue (Vivriti Capital). He also worked in the development sector with implementation and research agencies such as BAIF Development Research Foundation and Aga Khan Rural Support Program (India).

He has completed his Masters in Rural Management from IRMA (Institute of Rural Management Anand) with specialization in Rural Finance and Development Studies.

Lakshya likes to watch movies and listens to Country Music.

Mayank has over 3 years of experience. Prior to joining UCIC, he worked with ICICI Bank as the Wealth Relationship Manager where he managed an asset book size of approx. INR 100 Crore.

He holds Executive Programme Certificate in Applied Finance from IIM Calcutta and PGDM from FORE School of Management, New Delhi. Mayank is a CFA level 3 candidate.

He is a food connoisseur who loves to cook and enjoys long drives.

Parjanyadeb has over 22 years of diversified experience across various organization in microfinance, consultancy, and banking. He began his career in 2000 as a project manager with South Asian Research Society. After that he was engaged in different front of microfinance environment as project leader as well as consultant. Successfully led and managed product and business roles while streamlining process for MFIs, documentation, project proposals, manuals, training modules for banks and MFIs. He has done capacity building for more than 25 MFIs, conducted training on delinquency management , loan portfolio audit for MFIs and bank.  He joined HDFC Bank in 2007, worked in different vertical in direct and wholesale lending front as a team leader in Eastern India. After spending around 7 years stint in HDFC bank, he has served around 8 years as a Zonal Head of Microfinance Division with Yes Bank and with other responsibilities he was served as a key person in product designing team.

Parjanyadeb holds Masters degree in Commerce from University of Calcutta. He also holds a Diploma in Rural Development from Institute of Cooperative Management.

Parjanyadeb likes sports, travelling and listening to music.

Rakshitha is a Cost & Management Accountant (CMA) and has completed her Post Graduation in Financial Management from NGASCE. She is a Bachelor of Commerce (Honours) graduate with a specialization in Banking & Insurance from Christ University, Bangalore.

Rakshitha enjoys drawing comics and writing poetry.

Sudarshan has over 4 years of experience across fields like supply chain consulting and credit risk analysis. Prior to working with UC Inclusive Credit, he worked with CRISIL Ratings and helped evaluate business, financial and management-related risks for over 100 companies in his portfolio.

Sudarshan holds a B.E. degree in Industrial Engineering from BMSCE, Bangalore and is an MBA from Indian Institute of Management, Kashipur. He has also cleared the FRM Part II exam and is currently a CFA Level III candidate. Sudarshan actively follows motor racing events like Moto GP and Formula One.

Shrihari has over 28 years of experience in varied sectors such as development banking, equity investments, and corporate finance in social impact sectors. He began his career in 1991 with SIDBI and later with SIDBI Venture Capital wherein he worked in sectors such as NBFCs, microfinance, technology development and modernization in SME clusters, infrastructure lending, life sciences, IT/ITES, to name a few. During his stint with SIDBI, Shrihari has handled business origination, credit appraisal, portfolio monitoring and collection and recovery across various geographies in India.

For a period of five years, Shrihari was part of an entity that offered e-governance and various other IT-enabled G2C/private services throughout the state of Karnataka. He has also worked for a company that installs and operates renewable energy–based mini-grids in rural parts of North India.

During his stint with Unitus Capital, Shrihari worked on debt and equity transactions on behalf of clients in MFI, education finance, MSME lending, waste management and healthcare verticals.

Shrihari holds a BTech degree and a Postgraduate Diploma in Management from IIM-Ahmedabad. He is also a Chevening Scholar from the London School of Economics and Political Science.

Shrihari likes travelling and listening to Indian music.

Sindhuja is an Operations Executive. She has over 6 years of experience. Prior to joining UCIC, she was working with Fox Mandal and Associates where she was looking after Corporate Compliance.

Sindhuja holds a Bachelor of Commerce from Bangalore University and has completed her Master’s in Commerce through distance learning with the Indira Gandhi Open University.

Sindhuja enjoys spending time in making art and crafts.

Swarup has more than 11 years of experience in investing through venture capital/venture debt in the early & growth stage startup companies, have worked with multiple industries like Healthcare, Fintech, Pre- Clinical Research -CRO, Food & Beverages to name a few.

Prior to joining UCIC, he was working as AVP- Credit with Velocity- a Revenue Based Financing Fintech startup for D2C brands (Series A funded startup), Bangalore where he handled credit, involved in credit policy making and ensured portfolio quality.

Swarup has done his MBA in Finance and holds a certification in Strategic Management & Planning from IISC, Bangalore. Swarup is a big time foodie and likes to travel around the world.

Finance professional with over 5 years of experience. Prior to joining UCIC, she was working with Brickwork Ratings where she undertook over 180 rating assignments across sectors namely Corporates, SMEs, Educational Institutions, NGO and Tourism.

Thrupti has completed Bachelor of Business Administration and Post Graduate Diploma in Management with specialization in Finance.

Thrupti enjoys spending time with nature and glass painting.