Our Team

Abhijit has over 27 years of diverse experience in development finance, commercial banking and microfinance. At Unitus Capital, Abhijit played a key role in developing and building the firm’s business, particularly in the financial inclusion sector

Previously, Abhijit was an AGM with Small Industries Development Bank of India (SIDBI), where he led SIDBI’s transformational role in the Indian Microfinance space. Abhijit started his career with the State Bank of India (SBI), where he worked in a variety of business areas in six different locations within India. Abhijit has co-authored articles on microfinance and impact investing in international journals and is regularly quoted in leading national dailies in India. Abhijit has a Bachelor’s degree in Economics from Kolkata University and is a Certified Associate of IIBF, Mumbai. He has also attended the School of Applied Microfinance Program in Kenya and the Program on Strategic Leadership for Microfinance at the Harvard Business School.

Abhijit has a passion for sports and loves to play whenever the gets time.His favourite sports are Cricket, football, badminton and table tennis.

Adityapal joins UCIC from Legacy Investment Managers. He has experience in portfolio construction.

He is B.Com. graduate from University of Mumbai’s Mithibai College where he founded Mithibai Economic Forum, The Economic Transcript (also Editor-in-Chief) and The Mithibai Debate Society. He is a CFA Level 2 candidate.

Aditya is a shoe connoisseur who loves reading books and watching old classic movies.

Ashutosh has over 10 years of experience as a corporate banker as well as credit analyst. He has extensive experience in working with SMEs and NBFCs especially MFIs, Housing Finance Companies and SME finance Companies. Ashutosh was earlier associated with RBL Bank, Northern Arc Capital CARE Ratings and Mahindra Finance.

Ashutosh is a MBA-Finance graduate from JBIMS, Mumbai and completed his bachelors in Statistics from Hindu College, Delhi.

Ashutosh enjoys reading on Indian History.

Deepak has over 14 years of experience in corporate finance and capital markets especially in fixed income. Prior to co-founding UC Inclusive Credit, Deepak worked with Unitus Capital for a number of years and helped the social enterprises in the areas of fund raising, corporate finance and strategy.

Previously, he worked with the Mumbai and Delhi offices of Darashaw & Co., a premier Indian Investment Bank. At Darashaw Deepak helped establish the Urban Infrastructure Financing practice while assisting various mainstream entities raise debt funds from the domestic capital markets in India. Deepak was also associated with the Bangalore office of Brand Capital, the strategic investment arm of The Times Group.

Deepak holds a Bachelor’s degree in Finance from the College of Business Studies, Delhi University, and an MBA from SCMHRD, Pune.

Deepak loves humour & food. In his free time he likes to read & focus on fitness.

Gowthaman has 5.5 years of experience in Credit domain having handled portfolios related to housing, SME and supply chain. He has also handled the risk profile for automated loans in SME’s. He was previously associated with Capital float and L&T housing finance. Gowthaman is a chartered accountant and holds a bachelor’s degree in commerce from Shriram College of commerce. He holds Financial Risk Manager (FRM) certification as well.

Gowthaman is an avid film buff and tries his hand in writing in his amateur blog. He enjoys reading books and travelling to places by bike. An armchair expert in cricket as well.

Kajal is an Associate Member of the Institute of Company Secretaries of India and a Law Graduate. She holds a Bachelor’s of Commerce (Taxation) degree from Barkatullah University, Bhopal.

Kajal likes to listen to music, watch movies, and is enthusiastic about singing and dancing.

Mayank has over 3 years of experience. Prior to joining UCIC, he worked with ICICI Bank as the Wealth Relationship Manager where he managed an asset book size of approx. INR 100 Crore.

He holds Executive Programme Certificate in Applied Finance from IIM Calcutta and PGDM from FORE School of Management, New Delhi. Mayank is a CFA level 2 candidate.

He is a food connoisseur who loves to cook and enjoys long drives.

Finance professional with over 8 years of experience in Credit domain. Prior to joining UCIC, he was working with TATA Capital Financial Service Limited where he handled Credit vertical as ACM – SMEs Finance for Karnataka. Piyush was also associated with Kotak Mahindra Bank where he worked in Credit domain for SMEs lending.

Piyush is an Associate Chartered Accountant and holds a Bachelor’s degree in Commerce.

Piyush likes watching movies and playing cricket.

Sagar has over 3 years of experience in Investment Banking and Business Consultancy & Strategy. Prior to joining UCIC, he has worked with StashFin as Strategy Associate where he contributed towards the firm’s strategy and fundraises. Sagar was also associated with EY where he worked on investment transactions in the Real Estate, Automobile, and Renewable Energy sector. Sagar holds a Bachelor’s degree in Business Administration from Christ University, Bangalore.

Sagar enjoys playing tennis and watching documentaries

Samarth has a year of experience working in investment banking with JP Morgan prior to joining UCIC.

He is an Engineering graduate with a minor in finance from BITS Pilani, in addition to clearing CFA level 2.

Samarth likes to read non-fiction and watch movies in his free time. He also likes to dance and follows the urban dance community passionately.

Sefali is an Accounts and Finance Professional. She has worked in different industries such as automobiles, real estate, and IT. Prior to joining UCIC she was working with PLM company for 4 years, where she handled business and office operations. She holds a Master of Commerce degree from Gujarat.

She likes reading especially novels and also likes to explore new places.

Shrihari has over 28 years of experience in varied sectors such as development banking, equity investments, and corporate finance in social impact sectors. He began his career in 1991 with SIDBI and later with SIDBI Venture Capital wherein he worked in sectors such as NBFCs, microfinance, technology development and modernization in SME clusters, infrastructure lending, life sciences, IT/ITES, to name a few. During his stint with SIDBI, Shrihari has handled business origination, credit appraisal, portfolio monitoring and collection and recovery across various geographies in India.

For a period of five years, Shrihari was part of an entity that offered e-governance and various other IT-enabled G2C/private services throughout the state of Karnataka. He has also worked for a company that installs and operates renewable energy–based mini-grids in rural parts of North India.

During his stint with Unitus Capital, Shrihari worked on debt and equity transactions on behalf of clients in MFI, education finance, MSME lending, waste management and healthcare verticals.

Shrihari holds a BTech degree and a Postgraduate Diploma in Management from IIM-Ahmedabad. He is also a Chevening Scholar from the London School of Economics and Political Science.

Shrihari likes travelling and listening to Indian music.

Sindhuja is an Operations Executive. She has over 6 years of experience. Prior to joining UCIC, she was working with Fox Mandal and Associates where she was looking after Corporate Compliance.

Sindhuja holds a Bachelor of Commerce from Bangalore University and has completed her Master’s in Commerce through distance learning with the Indira Gandhi Open University.

Sindhuja enjoys spending time in making art and crafts.

Legal professional with 4 years’ experience of working in the corporate domain, managing legal and secretarial compliances. Prior to joining UCIC, she was working with Reliance Group (ADAG), Mumbai where she handled corporate secretarial compliances for listed as well as unlisted companies.

Sneha is an Associate Company Secretary and holds a Bachelor’s in Law and Commerce

Sneha is a fitness enthusiastic and runner. She wishes to run a full marathon by 2021.

Snehal has two and a half years of experience working with KPMG in the UK Corporation Tax team. He has advised mid and large corporates based in the UK for their corporate tax compliance. He holds a Bachelor of Business Administration(BBA) – Finance degree from Christ University and is a CFA Level – 3 candidate.

He enjoys playing football and squash during the weekend. He also loves travelling and meeting new people

Surbhi has over 3 years of experience in the investment and credit space. Prior to joining UCIC, she worked with Blacksoil Capital in the Business team where she was involved in financial analysis, due diligence, and deal negotiation across various sectors. Surbhi holds a Bachelor in Business Administration and Post Graduate Diploma in Management with a specialization in Finance and Analytics from NMIMS. She is also pursuing CFA.

Surbhi loves to travel, trek and has a fascination for adventure sports.

Finance professional with over 5 years of experience. Prior to joining UCIC, she was working with Brickwork Ratings where she undertook over 180 rating assignments across sectors namely Corporates, SMEs, Educational Institutions, NGO and Tourism.

Thrupti has completed Bachelor of Business Administration and Post Graduate Diploma in Management with specialization in Finance.

Thrupti enjoys spending time with nature and glass painting.