Our Team

Abhijit has over 27 years of diverse experience in development finance, commercial banking, and microfinance. At Unitus Capital, Abhijit played a key role in developing and building the firm’s business, particularly in the financial inclusion sector

Previously, Abhijit was an AGM with the Small Industries Development Bank of India (SIDBI), where he led SIDBI’s transformational role in the Indian Microfinance space. Abhijit started his career with the State Bank of India (SBI), where he worked in a variety of business areas in six different locations within India. Abhijit has co-authored articles on microfinance and impact investing in international journals and is regularly quoted in leading national dailies in India. Abhijit has a Bachelor’s degree in Economics from Kolkata University and is a Certified Associate of IIBF, Mumbai. He has also attended the School of Applied Microfinance Program in Kenya and the Program on Strategic Leadership for Microfinance at the Harvard Business School.

Abhijit has a passion for sports and loves to play whenever the gets time. His favorite sports are Cricket, football, badminton, and table tennis.

Aisiri Hegde has recently completed her B.Com (Honors) in Accounting and Finance from RV University. She is pursuing her US – Certified Management Accountant certification to further enhance her skills.

She enjoys reading novels, watching movies and TV shows, and has a passion for drawing and painting.

Akshay is a graduate in commerce from Karnataka University of Dharwad and is currently pursuing Company Secretary.

Prior to UCIC, he worked as a Company Secretary Management Trainee at INDO-MIM Limited, where he developed a foundation in legal and compliance.

Akshay likes to travel and explore new things.

Amit has over 1 year of experience. Prior to joining UCIC, he worked at Motilal Oswal Financial Services as an Area Manager for Investment products. He is an MBA finance graduate from IFIM college Bangalore.

Amit likes to play sports like Badminton, Cricket, and Snooker, he also loves trekking and cooking.

Bhavya has over 3 years of experience in the financial services industry and holds a keen interest in India’s startup ecosystem. Before joining UCIC, she worked as an analyst at She Capital and Arcesium India Pvt Ltd(DE Shaw group). She is a B. Com graduate from Mount Carmel College, Bangalore.

Bhavya is a former basketball player, an avid reader, and likes to talk about good food and movies.

Chandan has completed his Master of Business Administration in Finance specialization from CMS Business School, Jain University, Bangalore. He has also completed his Bachelor of Business Administration in HR specialization from Bangalore University.

Chandan is an avid trekker and likes to read Non-fiction books on Finance, Economics, International Relations, and Public Policy.

Debjaya has over 4 years of experience in the banking and finance Industry. Prior to joining UCIC, she worked for ICICI Bank Ltd and Kotak Mahindra Bank in SME and Business Banking Segment. She has completed her Bachelor’s in Economics and Master’s in Business Administration from the Central University of Assam.

She has a keen interest in ultra running and mountaineering, aside from traveling around the world.

Dhvni has 1.5 years of experience in Human Resources. Prior to UCIC, she was associated with Niyo Solutions as a Campus Recruiter and Intern HR Business Partner. She has completed her Master of Business Administration in HR specialization from ICFAI Business School, Mumbai.

Dhvni is a big-time Marvel fan and loves to listen to music.

Edwin is a finance professional with 4 years of experience. Prior to joining UCIC, he was associated with PwC in the Assurance Line of Service. He is a Chartered Accountant and has completed his Bachelor in Commerce from Christ University, Bangalore.

Edwin is a sports enthusiast and a Football aficionado.

Farhan is a Bcom graduate in International Accounting and Finance from Garden City University and is an ACCA aspirant. Prior to UCIC, he worked as a Finance Executive at A & AB Associates where he handled clients from the USA and Canada as a Bookkeeper.

Farhan is a passionate cricket player, having participated in numerous leagues in Bengaluru, and finds joy in traveling and exploring new places.

Gowthaman has 5.5 years of experience in the Credit domain having handled portfolios related to housing, SME, and supply chain. He has also handled the risk profile for automated loans in SMEs. He was previously associated with Capital Float and L&T housing finance. Gowthaman is a chartered accountant and holds a bachelor’s degree in commerce from Shriram College of Commerce. He holds Financial Risk Manager (FRM) certification as well.

Gowthaman is an avid film buff and tries his hand at writing in his amateur blog. He enjoys reading books and traveling to places by bike. An armchair expert in cricket as well.

Harshita is a Cost & Management Accountant and has completed her graduation from the University of Calcutta. Prior to joining UCIC, she used to work as an auditor at Brahmani River Pellet Limited. She is a Bachelor of Commerce (Honours) graduate with a specialization in Accountancy from Shri Shikshayatan College, Kolkata.

Harshita enjoys spending time with nature & listening to music.

Jyotishman has a year of experience in the field of Audit. Prior to joining UCIC, he used to work for Lodha & Bhatt Chartered Accountants, Bangalore. He looked after stock, internal and statutory audits. He is a Master in Commerce graduate from St. Joseph’s College of Commerce.

He is a gamer and Fitness enthusiast.

Kajal is an Associate Member of the Institute of Company Secretaries of India and a Law Graduate. She holds a Bachelor of Commerce (Taxation) degree from Barkatullah University, Bhopal.

Kajal likes to listen to music, watch movies and is enthusiastic about singing and dancing.

Kausthub has 2 years of experience in the stock broking industry. Prior to joining UCIC, he worked in the operations department of Zerodha Broking Ltd. He is a Bachelor of Commerce graduate from Bangalore University.

Kausthub is a deep sea diver and is an avid fan of classic rock, suspense thrillers, and horror movies.

Madhav has graduated in Bachelors in Statistics (Hons) from Ramjas College and currently pursuing CFA. Prior to UCIC, he had 1 year experience of working in the wholesale business.
Madha loves to play chess and badminton.

Nandhini has over 12 years of experience in Commercial Banking. Prior to joining UCIC she worked as Chief Manager at Bank of Baroda. She has an educational foundation as an Engineer and has completed CFA Level 1, CAIIB, IIBF certification in Foreign Exchange, EPFBARM from IIML, and is pursuing MBA in Finance.

Nandhini is a foodie, artist, singer, dancer, self-help bookworm and romantic storyteller.

Rahul has 3 years of experience. Prior to joining UCIC, he was working at Accenture as an Associate in the R2R process. He is a B.com graduate from St. Joseph’s College of Commerce, Bangalore, and has completed a US-Certified Management Accountant (US-CMA).

Rahul enjoys traveling, cycling, and running and avidly follows cricket.

Samir is a recent MSc Finance Graduate from Lancaster, England, and holds a BBA degree in Financial marketing from Manipal University, Udupi. He is a Marang Gomke scholarship holder from the State of Jharkhand, for his studies in England.

Samir is a big-time foodie and enjoys watching thriller content. He loves to travel whenever he gets an opportunity and aspires to backpack around the globe.

Parjanyadeb has over 22 years of diversified experience across various organization in microfinance, consultancy, and banking. He began his career in 2000 as a project manager with South Asian Research Society. After that he was engaged in different front of microfinance environment as project leader as well as consultant. Successfully led and managed product and business roles while streamlining process for MFIs, documentation, project proposals, manuals, training modules for banks and MFIs. He has done capacity building for more than 25 MFIs, conducted training on delinquency management , loan portfolio audit for MFIs and bank.  He joined HDFC Bank in 2007, worked in different vertical in direct and wholesale lending front as a team leader in Eastern India. After spending around 7 years stint in HDFC bank, he has served around 8 years as a Zonal Head of Microfinance Division with Yes Bank and with other responsibilities he was served as a key person in product designing team.

Parjanyadeb holds Masters degree in Commerce from University of Calcutta. He also holds a Diploma in Rural Development from Institute of Cooperative Management.

Parjanyadeb likes sports, travelling and listening to music.

Parth has 4 years of experience in financial services. Prior to joining UCIC, he worked for Sun Capital in its Investment Banking in the Debt Syndication vertical. He has completed his Graduation and Master’s in commerce from the University of Mumbai.

Parth likes swimming, and football and is a sports enthusiast, overall.

Prakruthi recently graduated in Business Administration (BBA) in Finance from St. Joseph’s College of Commerce. Her passion lies in Finance and Research, for which she is committed to upskilling herself. Prior to joining UCIC, she worked in the real estate field and successfully ran her own small business during college.

Prakruthi enjoys indulging herself in various forms of art, reading books, and tending to her plants.

Prasanna has over 15 years of diverse experience from education to e-commerce, always with the goal of creating a significant societal impact. Prior to UCIC, he was the Co-Founder of CareerLabs Technologies Pvt Ltd. With a robust foundation in Computer Science from the College of Engineering, Guindy, and an MBA from IIM Bangalore.

Prasanna is no stranger to the startup world of Bangalore, where he has gathered a treasure trove of stories and earned his battle scars. Whether it’s discussing the nuances of Hacking Biology, the Quantified Life philosophy, or sharing tales from road trips across India with his son, Prasanna is full of stories from his experience.

Punya has recently completed her graduation in Bachelor of Science in Finance from Narsee Monjee Institute of Management Studies, Bangalore. She has a keen interest in financial modeling and upskilling herself by means of various certifications.

Punya loves to paint, sketch, play music, and sing.

Rajeev has over 8 years of experience. Prior to joining UCIC, he was working as a Principal at AIF Fund at Klub. His earlier experiences include working with ICICI Bank, Axis Bank, and IIFL Asset Management Limited. He’s worked across various roles in Trade Finance, Stressed Assets, Private Credit & Revenue Based Financing spaces before joining UCIC. He is a PGDM graduate from IIM Ranchi with Majors in Finance and Minors in Strategy. He’s also an Engineering Graduate from NIT Durgapur.

Rajeev enjoys playing Poker, going on short road trips, and has recently taken an interest in cooking.

Rakshitha is a Cost & Management Accountant (CMA) and has completed her Post Graduation in Financial Management from NGASCE. She is a Bachelor of Commerce (Honours) graduate with a specialization in Banking & Insurance from Christ University, Bangalore.

Rakshitha enjoys drawing comics and writing poetry.

Ravi has over 2 years of work experience in Agri Finance. He was previously associated with Samunnati and OFPL. He is a B.Sc. Physics(H) Graduate from Delhi University. He has completed his Masters in Rural Management from IRMA (Institute of Rural Management Anand) with specialization in Rural Finance and Development Studies.

Ravi likes to follow the sport of mix martial arts.

Sadiya has over  2 years of work experience in a  Singapore-based Fintech company. Her expertise primarily lies in Credit Risk, Portfolio Management, and Investment Banking. She has completed her BBA in Finance from the DY Patil International University, Pune. Outside of work, you can find her selecting the next travel destination.

Sadiya is a cricket-lover, avid admirer of historic-fiction books, and explorer of good eateries around the city.

Shekhar is a Company Secretary and a law graduate with more than 8 years of experience in matters pertaining to Corporate Laws, Secretarial Practices, Compliance Management, Merger & Acquisitions (M&A) and other legal matters. He also holds a Master’s degree in accounting & Finance from Calcutta University. In last 8 years, he has worked with Textile Manufacturing and Technology Companies as Company Secretary and Compliance Officer.

Shekhar enjoys observing Stock Market trends and indulging into legal discussions about Corporate Laws and Tax Laws. In his leisure time, he loves to play Badminton and Chess, reading books on classical literature, history and spirituality and listening to some good music.

Shrihari has over 28 years of experience in varied sectors such as development banking, equity investments, and corporate finance in social impact sectors. He began his career in 1991 with SIDBI and later with SIDBI Venture Capital wherein he worked in sectors such as NBFCs, microfinance, technology development and modernization in SME clusters, infrastructure lending, life sciences, IT/ITES, to name a few. During his stint with SIDBI, Shrihari has handled business origination, credit appraisal, portfolio monitoring and collection and recovery across various geographies in India.

For a period of five years, Shrihari was part of an entity that offered e-governance and various other IT-enabled G2C/private services throughout the state of Karnataka. He has also worked for a company that installs and operates renewable energy–based mini-grids in rural parts of North India.

During his stint with Unitus Capital, Shrihari worked on debt and equity transactions on behalf of clients in MFI, education finance, MSME lending, waste management and healthcare verticals.

Shrihari holds a BTech degree and a Postgraduate Diploma in Management from IIM-Ahmedabad. He is also a Chevening Scholar from the London School of Economics and Political Science.

Shrihari likes travelling and listening to Indian music.

Shruthikha has 1 year of experience in Accounts & Finance from a manufacturing Industry. Prior to UCIC, she was working with Simpleenergy as an Accounts & Finance Executive. She has completed her Master of Business Administration in Finance specialization from Anna University. She has done an additional course from KPMG company, during her BCOM in Jain University, Bangalore.

Shruthikha is a big-time Dance fan, and she is a professional Dancer. In addition to it, she is currently pursuing her masters MA in Bharatanatyam from Christ University, Bangalore.

Sindhuja is an Operations Executive. She has over 6 years of experience. Prior to joining UCIC, she was working with Fox Mandal and Associates where she was looking after Corporate Compliance.

Sindhuja holds a Bachelor of Commerce from Bangalore University and has completed her Master’s in Commerce through distance learning with the Indira Gandhi Open University.

Sindhuja enjoys spending time in making art and crafts.

Suchan is a B.Tech graduate and has completed the AGM Programme at IMT Ghaziabad. Prior to joining UCIC, he worked as sales executive and brand manager.

Suchan is passionate about sports, particularly Formula 1 and cricket. He also enjoys reading non-fiction books and engaging in enriching business discussions.

Sudarshan has over 4 years of experience across fields like supply chain consulting and credit risk analysis. Prior to working with UC Inclusive Credit, he worked with CRISIL Ratings and helped evaluate business, financial and management-related risks for over 100 companies in his portfolio.

Sudarshan holds a B.E. degree in Industrial Engineering from BMSCE, Bangalore and is an MBA from Indian Institute of Management, Kashipur. He is also a CFA and FRM Charterholder. Sudarshan actively follows motor racing events like Moto GP and Formula One.

Suyashi is an Associate Member of the Institute of Company Secretaries of India and a Law Graduate. She has completed her Bachelor of Commerce (Management Honours) degree from Barkatullah University, Bhopal. Prior to UCIC, she completed her training from Pranay Patel and Associates, Company Secretaries, a CS firm in Bhopal.

She loves to dance and is a national-level dancer. She also likes sports and traveling.

Swarup has more than 11 years of experience in investing through venture capital/venture debt in the early & growth stage startup companies, have worked with multiple industries like Healthcare, Fintech, Pre- Clinical Research -CRO, Food & Beverages to name a few.

Prior to joining UCIC, he was working as AVP- Credit with Velocity- a Revenue Based Financing Fintech startup for D2C brands (Series A funded startup), Bangalore where he handled credit, involved in credit policy making and ensured portfolio quality.

Swarup has done his MBA in Finance and holds a certification in Strategic Management & Planning from IISC, Bangalore. Swarup is a big time foodie and likes to travel around the world.

Finance professional with over 5 years of experience. Prior to joining UCIC, she was working with Brickwork Ratings where she undertook over 180 rating assignments across sectors namely Corporates, SMEs, Educational Institutions, NGO and Tourism.

Thrupti has completed Bachelor of Business Administration and Post Graduate Diploma in Management with specialization in Finance.

Thrupti enjoys spending time with nature and glass painting.

Vajas has 1 year of experience in Banking. Prior to joining UCIC, he worked for Kotak Mahindra Bank. He has completed his Master of Business Administration from Christ University, Bangalore.

Vajas likes to watch Anime, read books related to Behavioral Finance, and likes to keep tabs on domestic and global equity markets