Our Team

Abhijit has over 32 years of diverse experience in development finance, commercial banking, and microfinance. At Unitus Capital, Abhijit played a key role in developing and building the firm’s business, particularly in the financial inclusion sector

Previously, Abhijit was an AGM with the Small Industries Development Bank of India (SIDBI), where he led SIDBI’s transformational role in the Indian Microfinance space. Abhijit started his career with the State Bank of India (SBI), where he worked in a variety of business areas in six different locations within India. Abhijit has co-authored articles on microfinance and impact investing in international journals and is regularly quoted in leading national dailies in India. Abhijit has a Bachelor’s degree in Economics from Kolkata University and is a Certified Associate of IIBF, Mumbai. He has also attended the School of Applied Microfinance Program in Kenya and the Program on Strategic Leadership for Microfinance at the Harvard Business School.

Abhijit has a passion for sports and loves to play whenever the gets time. His favorite sports are Cricket, football, badminton, and table tennis.

Adaa has over 2 years of experience. Before joining UCIC, she worked in business development and was also part of the investment banking teams at Aavishkaar Group and Capwise Financial Services. She has a Bachelor of Commerce degree from Mithibai College, University of Mumbai.
Adaa has a passion for water sports, enjoys playing tennis, and loves watching thriller movies.

Aisiri has recently completed her B.Com (Honors) in Accounting and Finance from RV University. She is pursuing her US – Certified Management Accountant certification to further enhance her skills.

She enjoys reading novels, watching movies and TV shows, and has a passion for drawing and painting.

Amit has over 1 year of experience. Prior to joining UCIC, he worked at Motilal Oswal Financial Services as an Area Manager for Investment products. He is an MBA finance graduate from IFIM college Bangalore.

Amit likes to play sports like Badminton, Cricket, and Snooker, he also loves trekking and cooking.

Amoghavarsha has completed his Bachelor’s in Business Administration from NMIMS and is also currently pursuing CFA. Prior to joining UCIC, he was a professional footballer.

Amogh is passionate about wildlife and enjoys nature.

Anjana O. C has completed her BBA LLB degree from St. Joseph’s College of Law, Bangalore. She has also completed the Company Secretary Foundation examination. Her interests lie primarily in corporate law. Prior to joining UCIC, she interned at tier-one law firms like Trilegal and JSA, where she gained valuable experience in General Corporate.

Anjana enjoys painting, swimming, and playing pickleball.

Bhavya has over 3 years of experience in the financial services industry and holds a keen interest in India’s startup ecosystem. Before joining UCIC, she worked as an analyst at She Capital and Arcesium India Pvt Ltd(DE Shaw group). She is a B. Com graduate from Mount Carmel College, Bangalore.

Bhavya is a former basketball player, an avid reader, and likes to talk about good food and movies.

Chandan has completed his Master of Business Administration in Finance specialization from CMS Business School, Jain University, Bangalore. He has also completed his Bachelor of Business Administration in HR specialization from Bangalore University.

Chandan is an avid trekker and likes to read Non-fiction books on Finance, Economics, International Relations, and Public Policy.

Darshan has completed Bachelors in Business Administration in Financial Markets from Manipal School of Commerce and Economics (MAHE), and completed an exchange semester at Rennes School of Business, France. He is currently pursuing the CFA Level 1.

Darshan enjoys playing video games and football in his spare time

Dhruvi has completed her Bachelor’s in Business Administration from University of Mysore. She is a qualified Company Secretary and her interest lies in Corporate Governance. Prior to joining UCIC, she worked at Narayana Health as an Intern.

Dhruvi enjoys exploring new places, listening to music, and watching films.

Divya has completed Bachelors in Commerce Hons. from RV University, majoring in Accounting & Finance. Before joining UCIC, she interned with the Outlook Group in Business Analyst role where she worked on visualizing and gathering insights from subscription data. She is interested in accountancy and turning numbers into a meaningful story.

Divya also enjoys singing, drawing and immersing herself in fiction whether on the page or on the screen.

Durai has 3.5 years of experience spanning both technology and academia. Prior to UCIC, he worked as a Software Developer in the IT sector and as an Assistant Professor at an engineering college. He holds an M.Tech in Electrical Drives and Control from Pondicherry Engineering College.

Durai loves to watch movies and anime.

Farhan is a Bcom graduate in International Accounting and Finance from Garden City University and is an ACCA aspirant. Prior to UCIC, he worked as a Finance Executive at A & AB Associates where he handled clients from the USA and Canada as a Bookkeeper.

Farhan is a passionate cricket player, having participated in numerous leagues in Bengaluru, and finds joy in traveling and exploring new places.

Gautam has completed Bachelor of Business Administration with a specialization in Finance from Alliance University, Bangalore. Prior to UCIC, he worked at V N & Co chartered accountant firm in GST filings, TDS filings, financial statement preparation and client handling.
Gautam enjoys basketball, football and cooking.

Gowthaman has 5.5 years of experience in the Credit domain having handled portfolios related to housing, SME, and supply chain. He has also handled the risk profile for automated loans in SMEs. He was previously associated with Capital Float and L&T housing finance. Gowthaman is a chartered accountant and holds a bachelor’s degree in commerce from Shriram College of Commerce. He holds Financial Risk Manager (FRM) certification as well.

Gowthaman is an avid film buff and tries his hand at writing in his amateur blog. He enjoys reading books and traveling to places by bike. An armchair expert in cricket as well.

Harshita is a Cost & Management Accountant and has completed her graduation from the University of Calcutta. Prior to joining UCIC, she used to work as an auditor at Brahmani River Pellet Limited. She is a Bachelor of Commerce (Honours) graduate with a specialization in Accountancy from Shri Shikshayatan College, Kolkata.

Harshita enjoys spending time with nature & listening to music.

Ishita has completed Bachelor of Business Administration with a specialization in Finance from Alliance University, Bangalore. Prior to UCIC, she worked at Shelton Streets in trading strategies, client handling, and research-driven decision-making and has completed an internship in marketing strategy.

Ishita enjoys dancing, travelling and cooking.

Jeeta has over 4 years of experience in Human Resources, with expertise in the logistics and supply chain industry. Prior to joining UCIC, she worked with Snowman Logistics Ltd. as an Assistant Manager and with Celsius Logistics as a Manager. She holds a Master of Business Administration in Human Resources from Bengaluru North University.

Jeeta enjoys painting and cooking and is a passionate K-drama enthusiast.

Jyotishman has a year of experience in the field of Audit. Prior to joining UCIC, he used to work for Lodha & Bhatt Chartered Accountants, Bangalore. He looked after stock, internal and statutory audits. He is a Master in Commerce graduate from St. Joseph’s College of Commerce.

He is a gamer and Fitness enthusiast.

Kausthub has 2 years of experience in the stock broking industry. Prior to joining UCIC, he worked in the operations department of Zerodha Broking Ltd. He is a Bachelor of Commerce graduate from Bangalore University.

Kausthub is a deep sea diver and is an avid fan of classic rock, suspense thrillers, and horror movies.

Khushboo is a Law graduate and a qualified Company Secretary from the Institute of Company Secretaries of India (ICSI). She has over 7 years of professional experience, with expertise in corporate secretarial matters, corporate governance, and regulatory compliance. Prior to joining UCIC, she worked as a Company Secretary in the Regulatory Department at Nangia Global Advisors LLP, Bengaluru.

Khushboo enjoys listening to music, cooking, and singing. She also has a keen interest in travelling and exploring new places.

Krishnan has recently completed Bachelor’s in Commerce and has completed both parts of the FRM and is currently pursuing the CFA.

A true foodie, he loves exploring different cuisines. He is also a fan of horror and crime thriller movies. In his free time, he enjoys playing cricket and badminton.

Madhav has graduated in Bachelors in Statistics (Hons) from Ramjas College and currently pursuing CFA. Prior to UCIC, he had 1 year experience of working in the wholesale business.

Madhav loves to play chess and badminton.

Manu has over 3 years of experience in finance. Prior to joining UCIC he was associated with Vasu and Sivaram Chartered Accountants, Thrissur and Saju & Co. Chartered Accountants, Ernakulam in the assurance and taxation line of service. He is a Chartered Accountant and is a B.Com graduate from Rajagiri College of Social Sciences (Autonomous), Ernakulam, Kerala

Manu is an avid Football enthusiast and loves to watch films of varied genres.

Megha has completed her BBA in Business Analytics from MAHE. During her internship at TVS Motor Company, she worked in Procurement on the Milk Run System, focusing on improving inventory movement and reducing unloading time.

Megha enjoys travelling, long walks, and sunsets

Samir is a recent MSc Finance Graduate from Lancaster, England, and holds a BBA degree in Financial marketing from Manipal University, Udupi. He is a Marang Gomke scholarship holder from the State of Jharkhand, for his studies in England.

Samir is a big-time foodie and enjoys watching thriller content. He loves to travel whenever he gets an opportunity and aspires to backpack around the globe.

Snigdha has completed her BBA in Finance from RV University. Prior to joining UCIC she interned as a Business Analyst with the Outlook Group. She has interest in finance, impact-focused work, and process improvement.

Snigdha enjoys reading books, playing badminton, watching a wide range of shows, and solving puzzles in her free time.

Nagaraja has over 4 years of experience. Prior to joining UCIC, he was working in Headquarters Naval Technical Group (Navy) with the Admin team at Indian Navy. He is a B.Com graduate from S.A.V.T. Govt College, Vijayanagara Sri Krishnadevaraya University, Bellary.

Nagaraja is a loves nature and finds peace in spending time outdoors.

Swetha has completed Bachelor of Commerce and Master of Business Administration with specialisation in Operations Management from Department of Management Studies, Kannur University, Kerala.

Swetha loves to try new food items and has passion for painting and cooking.

Parjanyadeb has over 22 years of diversified experience across various organization in microfinance, consultancy, and banking. He began his career in 2000 as a project manager with South Asian Research Society. After that he was engaged in different front of microfinance environment as project leader as well as consultant. Successfully led and managed product and business roles while streamlining process for MFIs, documentation, project proposals, manuals, training modules for banks and MFIs. He has done capacity building for more than 25 MFIs, conducted training on delinquency management , loan portfolio audit for MFIs and bank.  He joined HDFC Bank in 2007, worked in different vertical in direct and wholesale lending front as a team leader in Eastern India. After spending around 7 years stint in HDFC bank, he has served around 8 years as a Zonal Head of Microfinance Division with Yes Bank and with other responsibilities he was served as a key person in product designing team.

Parjanyadeb holds Masters degree in Commerce from University of Calcutta. He also holds a Diploma in Rural Development from Institute of Cooperative Management.

Parjanyadeb likes sports, travelling and listening to music.

Prasanna has over 15 years of diverse experience from education to e-commerce, always with the goal of creating a significant societal impact. Prior to UCIC, he was the Co-Founder of CareerLabs Technologies Pvt Ltd. With a robust foundation in Computer Science from the College of Engineering, Guindy, and an MBA from IIM Bangalore.

Prasanna is no stranger to the startup world of Bangalore, where he has gathered a treasure trove of stories and earned his battle scars. Whether it’s discussing the nuances of Hacking Biology, the Quantified Life philosophy, or sharing tales from road trips across India with his son, Prasanna is full of stories from his experience.

Rahul has completed Bachelor of Business Administration with a specialization in Finance from Alliance University, Bangalore. Prior to UCIC, he interned at Godani Exports in Sales and Marketing, where he handled client management, business retention, and lead generation in the B2B industry.

Rahul enjoys playing table tennis, drawing caricatures, and playing online games.

Rahul has 3 years of experience. Prior to joining UCIC, he was working at Accenture as an Associate in the R2R process. He is a B.com graduate from St. Joseph’s College of Commerce, Bangalore, and has completed a US-Certified Management Accountant (US-CMA).

Rahul enjoys traveling, cycling, and running and avidly follows cricket.

Rajendra Tilak G has 3 years of experience in accounting and Financing. Prior to joining UCIC, he was working as an Analyst at an Audit Firm, later joined as Accounts Executive in a private limited company in the F&B Sector. He is a B.Com (Corporate Secretaryship) graduate from Jaya College of Arts and Science, University of Madras. He is Currently pursuing his ACS and Cost & Management Accountant.

Rajendra enjoys travelling and spending time with nature.

Rakshitha is a Cost & Management Accountant (CMA) and has completed her Post Graduation in Financial Management from NGASCE. She is a Bachelor of Commerce (Honours) graduate with a specialization in Banking & Insurance from Christ University, Bangalore.

Rakshitha enjoys drawing comics and writing poetry.

Riya has recently completed her graduation in BBA Hons in Finance from RV University. Prior to joining UCIC, she had interned as a Market Research Intern at propFTX.

Riya is fond of exploring new food and new places for travelling. In her free time, she enjoys herself indulging in reading or sketching

Roshan has completed his Bachelors in Business Administration in Financial Markets from MAHE, and has interned at Shravan Kumar Co, Chartered accounting firm in GST filings, TDS filings, financial statement preparation and client handling before joining UCIC.

Roshan enjoys playing table tennis, cricket in  and likes to immerse in fiction in his spare time.

Shreyansh has 6 years of experience in fintech operations, collections, and legal recovery. Prior to UCIC he has worked with Klub, HSBC, and American Express. He is currently pursuing his MBA and has recently pivoted credit risk, in portfolio optimization, recovery strategies, and stakeholder management within financial services.
Beyond work, he enjoys music, cooking, and poetry.

Shrihari has over 28 years of experience in varied sectors such as development banking, equity investments, and corporate finance in social impact sectors. He began his career in 1991 with SIDBI and later with SIDBI Venture Capital wherein he worked in sectors such as NBFCs, microfinance, technology development and modernization in SME clusters, infrastructure lending, life sciences, IT/ITES, to name a few. During his stint with SIDBI, Shrihari has handled business origination, credit appraisal, portfolio monitoring and collection and recovery across various geographies in India.

For a period of five years, Shrihari was part of an entity that offered e-governance and various other IT-enabled G2C/private services throughout the state of Karnataka. He has also worked for a company that installs and operates renewable energy–based mini-grids in rural parts of North India.

During his stint with Unitus Capital, Shrihari worked on debt and equity transactions on behalf of clients in MFI, education finance, MSME lending, waste management and healthcare verticals.

Shrihari holds a BTech degree and a Postgraduate Diploma in Management from IIM-Ahmedabad. He is also a Chevening Scholar from the London School of Economics and Political Science.

Shrihari likes travelling and listening to Indian music.

Sridhara has over 11 years of experience in IT. Prior to joining UCIC, he has worked in LDS Infotech, where he handled IT & Networking support. He has a diploma in E&C from ABPT, Tumkur.
Sridhar enjoys playing cricket, swimming and travelling.

Shwetha has over 6 years of experience in Accounts and Finance. Prior to UCIC she was working as an Assistant Manager – Finance & Accounts in a Financial Outsourcing company focused on the social sector, she has developed strong interest in Financial Management. She is a graduate in Commerce from Mangalore University, is currently pursuing her Chartered Accountancy(CA).

She enjoys reading, watching movies, cooking and spending time with animals.

Sindhuja is an Operations Executive. She has over 6 years of experience. Prior to joining UCIC, she was working with Fox Mandal and Associates where she was looking after Corporate Compliance.

Sindhuja holds a Bachelor of Commerce from Bangalore University and has completed her Master’s in Commerce through distance learning with the Indira Gandhi Open University.

Sindhuja enjoys spending time in making art and crafts.

Suchan is a B.Tech graduate and has completed the AGM Programme at IMT Ghaziabad. Prior to joining UCIC, he worked as sales executive and brand manager.

Suchan is passionate about sports, particularly Formula 1 and cricket. He also enjoys reading non-fiction books and engaging in enriching business discussions.

Swarup has more than 11 years of experience in investing through venture capital/venture debt in the early & growth stage startup companies, have worked with multiple industries like Healthcare, Fintech, Pre- Clinical Research -CRO, Food & Beverages to name a few.

Prior to joining UCIC, he was working as AVP- Credit with Velocity- a Revenue Based Financing Fintech startup for D2C brands (Series A funded startup), Bangalore where he handled credit, involved in credit policy making and ensured portfolio quality.

Swarup has done his MBA in Finance and holds a certification in Strategic Management & Planning from IISC, Bangalore. Swarup is a big time foodie and likes to travel around the world.

Finance professional with over 5 years of experience. Prior to joining UCIC, she was working with Brickwork Ratings where she undertook over 180 rating assignments across sectors namely Corporates, SMEs, Educational Institutions, NGO and Tourism.

Thrupti has completed Bachelor of Business Administration and Post Graduate Diploma in Management with specialization in Finance.

Thrupti enjoys spending time with nature and glass painting.

Vajas has 1 year of experience in Banking. Prior to joining UCIC, he worked for Kotak Mahindra Bank. He has completed his Master of Business Administration from Christ University, Bangalore.

Vajas likes to watch Anime, read books related to Behavioral Finance, and likes to keep tabs on domestic and global equity markets