Board of Directors

Board of Directors

Mr. Narayan Ramachandran

Narayan is a pioneer in building inclusive institutions in India.  He is a Board Member of Team Lease, Founder of Inklude Labs and Co-Chairman of Unitus Capital. He is the former  Chairman at Ratnakar Bank Limited (RBL). Previously Narayan was India Country Head for Morgan Stanley, responsible for leading all the firm’s businesses.  Prior to that he was Global Head of Emerging Markets at Morgan Stanley where he managed over $25 bn in assets. He began his career at Goldman Sachs. Narayan is a Chartered Financial Analyst.

Mr. Abhijit Ray

Abhijit is the Co-founder of Unitus Capital. He has over 27 years of diverse experience in development finance, commercial banking, microfinance & investment banking. Abhijit has played a key role in developing and building the UC’s business, particularly in financial inclusion. He has worked with State Bank of India and SIDBI prior to starting Unitus Capital.